Creative Lending Options with Guild Mortgage District Manager, Terry Heffner

Terry helps break down the following:

1:17 Trends in the Boise residential mortgage market.
2:23 Creative leading options including:
2:58 Permanent interest rate buy-down
4:15 Intermediate rate buy-down
8:44 “Lock & List” for sellers
10:28 Where we may be going with interest rates.
16:09 Have spending habits changed due to higher interest rates?
17:30 Terry’s advice for buyers during this time of an evolving market.

Disclaimer: We are not economists, nor can we predict what will happen with the Real Estate market. We are only sharing our thoughts based on our experience.